How to Get a Funded Trading Account in India — Step-by-Step
From zero to receiving your first UPI payout — the complete roadmap for Indian F&O traders.
From payment to first trade: under 24 hours. From first trade to first payout: 30–60 days depending on the plan you choose.
What Is a Funded Trading Account?
A funded trading account is a real trading account where the capital belongs to the prop firm — not you. You trade their money, follow their risk rules, and keep a share of the profits (typically 70–80%). Your own money is never at risk beyond the one-time evaluation fee.
For Indian traders, this means you can trade NIFTY and BANKNIFTY with ₹5 Lakh to ₹50 Lakh of capital — without actually having that kind of money yourself.
Step-by-Step: How to Get Funded in India
Choose Your Plan
Pick between a Phase 1 Challenge (two-step evaluation, lower fee) or Instant Funded (skip evaluation, higher fee). For beginners, Phase 1 is recommended — it builds discipline before you trade real capital.
Pay the Evaluation Fee via UPI
Pay the one-time fee using UPI, credit card, or net banking via Cashfree. There are no monthly fees or hidden charges. This fee is what you pay to access the evaluation account.
Receive Your Account Credentials
Within 24 hours you will receive your Trader ID, login credentials, and a link to your trading dashboard. Your evaluation account is active immediately.
Pass the Challenge
For Phase 1: hit the 15% profit target in 25 trading days without breaching the 3% daily drawdown or 6% max drawdown. For Instant Funded: skip directly to step 5.
Get Your Funded Account
Once the challenge is cleared, your funded account goes live within 24 hours. You now trade with real capital — ₹5L to ₹50L — and keep up to 80% of all profits.
Request Your Payout
After each profitable month, submit a payout request from your dashboard. Minimum payout is ₹5,000. Processed via UPI or bank transfer, usually within 2–3 business days.
What Documents Do You Need?
You need Aadhaar and PAN card for KYC verification before your first withdrawal. No documents are required to start trading or complete the challenge.
How Much Can You Earn?
| Account Size | Monthly Target (5%) | Your Share (80%) |
|---|---|---|
| ₹5,00,000 | ₹25,000 | ₹20,000 |
| ₹10,00,000 | ₹50,000 | ₹40,000 |
| ₹25,00,000 | ₹1,25,000 | ₹1,00,000 |
| ₹50,00,000 | ₹2,50,000 | ₹2,00,000 |
These are illustrative targets, not guarantees. Your actual earnings depend on your trading performance. The prop firm's capital amplifies both gains and losses — trade with proper risk management.
Quick Checklist Before You Apply
- You have a consistent trading strategy for NIFTY or BANKNIFTY
- You understand position sizing and daily drawdown limits
- You can trade during Indian market hours (9:15 AM – 3:30 PM)
- You have Aadhaar + PAN ready for KYC
- You have a UPI-linked bank account for payouts
Ready to Get Funded?
Start your evaluation today. Plans from ₹7,999. Account activated within 24 hours.
Choose My Plan →